Simple financial calculators for real families.

Use free tools to plan faster: pay off your mortgage, estimate college savings, build an emergency fund, and more. No logins. No data stored.

✅ Free to use 🔒 Private (no storage) 📱 Mobile friendly 🧠 Clear assumptions

Calculator tools

Pick a tool below. Each one includes a calculator, a plain-English explanation, and FAQs.

Mortgage Payoff Calculator

Estimate payoff date, total interest, and savings from extra payments.

529 College Savings Calculator

Project your 529 growth and compare against future tuition targets.

Emergency Fund Planner

Estimate your recommended emergency fund size in minutes.

How these tools work

These calculators run directly in your browser. Your inputs aren’t stored on a server. We show the assumptions used (like interest rate, inflation, or contribution frequency) so you can adjust them.

1) Enter your numbers

Input your values (income, balance, rate, monthly expenses, etc.).

2) See instant results

Get clear KPIs and summary takeaways—no spreadsheets required.

3) Learn what to do next

Each page includes tips, FAQs, and links to related tools.

Tip: Add internal links here to ParentFinanceHub articles (placeholders below).

FAQ

Do you store my data?

No. These tools run in your browser. We don’t store your inputs.

Are these official estimates?

No—these tools provide educational estimates. For personalized advice, consult a qualified professional.

Can I request a new calculator?

Yes. Add a contact method later or route requests through ParentFinanceHub.